九阴真经风物志大全：-世界清算银行（Bank for International Settlements）表明，真实的分散化金融是一种“错觉” 九阴真经风物志大全： 世界清算银行（Bank for International Settlements）表明，真实的分散化金融是一种“错觉” The Bank for International Settlements (BIS), a finance organization comprised of several central banks, has stated that while the objective of decentralized finance is to move control of financial tools away from current financial institutions, it just provides an ‘illusion’ of doing so. The organization argues that there is some kind of centralization around governance tokens and that this extends to proof-of-stake (PoS) consensus chains. Bank for International Settlements Criticizes Decentralized Finance’s Raison D’etre The Bank for International Settlements (BIS), a group of central banks, has addressed the rise of decentralized finance applications and their current impact on capital markets. The bank has criticized cryptocurrencies before, and now, in its latest quarterly review, the organization issued a report called “Defi risks and the decentralization illusion,” where it questions the ethos of the sector, and declares there is no real decentralization in it. The report states that the current implementation of defi has little to no influence in bringing financial freedom to the masses, as it is a self-contained environment. The report stresses: At present, (defi) has few real-economy uses and, for the most part, supports speculation and arbitrage across multiple cryptoassets. Given this self-contained nature, the potential for defi-driven disruptions in the broader financial system and the real economy seems limited for now. Decentralization Is an ‘Illusion’ Furthermore, BIS criticizes the way in which defi declares its total decentralization when compared to the traditional financial market. The organization argues that this decentralization is just an illusion and that the execution of defi today also carries centralization risks. The report states that: All deFi platforms have an element of centralization, 它一般围绕着“管理令牌”（一般是渠道开发人员）的持有者，他们对提案进行投票，与公司股东没有什么不同。